It is mandated by law in the State of Illinois to have Auto insurance. You must have at least minimum required liability limits. Insurhaus professionals can help you define what exact coverage and limits you do need.
Having a clean driving record is the best way to save money on car insurance, but there are also other things you can do to lower your car insurance rate. Please contact Insurhaus and our professionals will be happy to give you additional information.
Whether you own or rent, you are responsible for your own personal property. More importantly, you are liable for everything that can happen in your rented property or for the damage to your neighbors.
Both are very important to your business. Property insurance protects your business property, building, contents, and equipment. Liability insurance is protection from third party injuries or property damage.
Umbrella insurance is also known as excess liability insurance. Coverage is designed to give additional liability protection on top of the limits of the business liability policy. The protection of the umbrella policy begins when the limits of the primary liability policies have been reached.
Workers Compensation insurance is required by regulation in most states if you have W2 employees and in some higher risk business areas for any type of employee or worker. WC insurance includes medical and disability coverage for work related injuries or illness.
To find out which prescriptions are covered through your new Marketplace plan:
Visit your insurer’s website to review a list of prescriptions your plan covers
See your Summary of Benefits and Coverage, which you can get directly from your insurance company, or by using a link that appears in the detailed description of your plan in your Marketplace account.
Call your insurer directly to find out what is covered. Have your plan information available. The number is available on your insurance card the insurer's website, or the detailed plan description in your Marketplace account.
Review any coverage materials that your plan mailed to you
Insurance plans can’t make you pay more in copayments or coinsurance if you get emergency care from an out-of-network hospital. They also can’t require you to get prior approval before getting emergency room services from a provider or hospital outside your plan’s network.