Non-Trucking Liability

Non-Trucking Liability provides liability coverage while the truck is being operated for personal convenience, outside the scope of the motor carrier's control or direction, and with no economic benefit to the owner-operator or the lease company.

For example, this coverage would apply when the owner-operator gets their truck washed or brings their trucks into a shop for repairs. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company that they are leased to.

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